Kentucky history
Although inhabited by Native Americans in prehistoric times, when explorers and settlers began entering Kentucky in the mid-1700s, there were no permanent Native American settlements in the region. Instead, the country was used as hunting grounds by Shawnees from the north and Cherokees from the south. The first documented exploration of the area that would become Kentucky was made in 1750 by a scouting party led by Dr. Thomas Walker. Much of what is now Kentucky was purchased from Native Americans in the treaties of Fort Stanwix (1768) and Sycamore Shoals (1775). Thereafter, Kentucky grew rapidly as the first settlements west of the Appalachian Mountains were founded, with settlers (primarily from...
In fall 1993, nearly 6 million students were enrolled in one of the nation's 1,440 2-year colleges. This enrollment figure is an increase of approximately 600,000 students over the 1991 enrollment, and community college enrollments are expected to continue to increase. Why are more and more students choosing community colleges? What are the advantages of attending community colleges? What should students consider when deciding whether to attend a community college? Advantages of Attending Community Colleges Students attend community colleges for various reasons. Some choose community colleges because tuition and fees are lower than at 4-year colleges and universities. The estimated average cost of...
College for disability students
High school personnel, as well as students with learning disabilities and their parents, are often frustrated in searching out a suitable postsecondary setting that will afford opportunity for success. While there are many directories of postsecondary college programs (Hartman & Krulwich, 1984), they often result in more confusion than clarity. Since there is no consistent pattern of programming for students with learning disabilities at the college level, selecting an appropriate college is often an overwhelming task. Since there are many more colleges seeking, or at least admitting, students with learning disabilities than actually have well-developed programs, it is imperative that professionals...
No more than a few years ago, college planning started in 12th grade where it was the first time students learned about the SAT tests and build their list of colleges. Times have change with many students currently beginning their planning as early as 9th grade. While some may argue that beginning the college process this early is ridiculous, the truth is that it’s quite necessary. Keep in mind that asking young students in 9th grade what colleges they are applying to does not define good college preparation; however, asking them if they would like to keep the educational doors open after high school is a conversation that must happen early on. Before reviewing the aspects of good college...
In this article we're going to discuss some things you can do in order to have the best chance of surviving your college experience without losing your mind. Let's not kid ourselves. College can be tough. With the way most high schools are now spoon feeding kids and almost pushing them through, college can be a real wake up call. So how does a student survive the reality check that he gets when starting his college education? The first thing that a student can do to prepare for his college education is to plan ahead. Write to the college for a catalogue. Get a list of courses offered. Get a handbook. Go to the admissions office. Get as much information about the college you plan to attend so...
Doctor Career
Employment of physicians and surgeons is projected to grow faster than average for all occupations through the year 2014 due to continued expansion of health care industries. The growing and aging population will drive overall growth in the demand for physician services, as consumers continue to demand high levels of care using the latest technologies, diagnostic tests, and therapies. In addition to employment growth, job openings will result from the need to replace physicians and surgeons who retire over the 2004-14 period. But what is this career about? Is it such a great opportunity as everyone claims? Well, this career allows you to help people and...
Easy-to-follow Steps In Crafting Your College...
Scholastic records and entrance test results don't provide any clue about an applicant's personality or characteristics. A college admission essay is the only way for admission officers to get to know you outside the context of academic performance. In writing the draft of your college application essay, take note of the fact that you should begin first by telling the readers about the basics. Write something about your hobbies and interests and how you grew to love them. For instance, you can say you developed your interest in photography when you were on a family vacation to Europe and saw the picture-perfect historical destinations. You can also say something about the musical instrument you play...
The dream of completing your college education or furthering your studies is no longer elusive. The World Wide Web boom has brought education to your key board. Many established and renowned universities are offering degrees in varied disciplines through online courses. Studies done by the Distance Education and Training Council in Washington and other regulatory institutions indicate that over 2.25 million people are registered for online courses at universities in the US. Before registering for a course you need to spend some time thinking. Do I want to do a course that will further my career or learn something that I have an abiding interest in? Will I be devoted and complete the course work in...
College interviews are another chance for you to tell the admissions officers more about yourself. You will want to take the interview seriously, because it helps paint a better picture of you as a student. Although it's not a good idea to over-prepare yourself for a college interview, you should always anticipate certain questions that interviewers are prone to ask. These questions are designed to find out about your interests and passions. Following are some of interviewers' favorite questions: "Why do you want to come to this college?" This question is to gauge how well you know about the school; i.e your level of interest. Some schools track interest and use it as a criteria for admission, so...
Playing And Winning The Financial Aid Game
OK, you don't have a 4.0 GPA, you're not the senior class president, you can't throw a football fifty yards, and your SAT scores aren't generating letters or phone calls from Harvard, Yale or Princeton. So, you'll never qualify for a college scholarship, right? Not necessarily! There are lots of scholarships, and other kinds of financial aid for which you might qualify. Some colleges may offer you academic grants with a GPA of 3.0 and SAT scores of 1000. Ashland University offers scholarships to twins. Many church affiliated colleges offer grants to students who are members of their religious denomination. And that's just the beginning. If you are the son or daughter of a military veteran, if either...
Climbing Harness - Shopping Tips And Buying Guide
Nearly every rock climber who has been climbing just about more than a few months can tell you a fall story, particularly if he or she has been climbing outdoors. While a number of gym climbs are top-roped, which only allows falls of a few feet, those climbing sport or trad routes can take some pretty big falls. I remember my biggest fall was about a twenty-five footer, which eventually ended with my head hanging only five feet or so above a set of jagged rocks. And to answer the question; as to why didn't I hit the ground? Well I didn't get my head knocked on the rocks because my belayer got a hold of me and because all of my gear worked the way it was supposed to, this includes one of the most...
Moving out. This is the term often connotated when you turn 18 and go off to college. College equals independence. Mom and dad arent around so you could do things youve always wanted to. You dont have to worry about them looking over your shoulder because chances are, youll be miles away from them. Your only concern is cash. Since your parents arent there on your beck-and-call, you have to earn your own moolah and fast. Just as how one is entitled to be on his own in college, this is also the perfect time for one to start off his credit history. Credit cards are often offered to individuals who are heading off to an independent stage of their young lives. Tips on handling a college credit card well...
How Homeschooling Parents Can Assure their Homeschooled Students Gain Acceptance into America's Well-Known Colleges and Universities. Homeschool and College Acceptance What Works and Doesn't Work in Homeschooling How Homeschooling Parents Can Assure their Homeschooled Students Gain Acceptance into America's Well-Known Colleges and Universities You've all heard the mixed reports about college acceptance of homeschooled children. Some say colleges will not accept homeschooled students; others say they desperately want them. But what is the truth? Can homeschooled students have their choice of colleges and universities or is it a struggle to find one that will accept them? You will find most colleges...
Tips for lowering your mortgage payment
If you are interested in paying less money for your mortgage, you are probably trying to lower your mortgage payment. There are a few different ways you can lower your monthly mortgage payment. You can change the term of your mortgage. Since the balance of your mortgage is spread out over a longer period of time, your payment is lower. If you have a thirty year mortgage and one of your financial goals is long-term savings, you may want to consider shortening your term to twenty or even fifteen years. Your payment will be higher, but you will pay much less in interest over the life of the loan, saving you thousands of dollars in the long run. In addition, you can lower your payment by refinancing...
The Punta Cana Airport
Punta Cana's airport is not only a welcoming structure to visitors arriving on the island, but also an environmentally-friendly building that gives back to the island's environment. As the flight reaches the Dominican Republic, one cannot miss the thatched roof and the open air design of the Punta Cana International Airport. The airport was designed to both welcome visitors, and be environmentally responsible, using native design and materials. There is a modern new air-conditioned terminal for passenger arrivals. Upon arriving at the Punta Cana airport, each passenger is required to purchase a $10.00 tourist card before entering customs. After retrieving luggage and clearing customs, passengers are...
Remarrying Your Ex - Or Should You Do This Instead
Sometimes couples who divorce decide to get back together again. They may even wish to remarry for a variety of reasons, including having children together, religious or traditional views, taxes, or handling property and bills. Do they just get married again, like they did the first time? Yes, they can certainly do that. A reunited couple can get married again, either by a religious or civil ceremony. They can spend money for another wedding of any size and amount. Pledging their wedding vows again may be very important to them. Another option is elopement. Elopement can be as spur of the moment as a couple wishes. It is easier than planning a wedding. It can also be a cheaper option, or as...
The Beatles are the Most Creative Band of All Time
BACKGROUND HISTORY: The first musical bands originated in New Orleans among black musicians who have traditionally been the innovators. The first jazz record ever recorded was by The Original Dixieland Jazz Band in 1917, and of course they were white because racism always rears its ugly head to hold black people back. But during the Roaring 20's, young white people couldn't resist the dance beat laid down by the black jazz bands. Fletcher Henderson, a black man, became the first band leader to achieve national fame possibly because he featured Louis Armstrong on trumpet. Duke Ellington, a classicly trained musician, brought a level of style and sophistication to jazz that hadn't been seen before...
Social Security Benefits After Divorce
Divorce does have some effects on social security benefits. The basics are quite simple. If you are entitled to receive social security benefits based upon your own earnings record, you will, of course, be able to collect social security after divorce based on that earnings record. However, if you were married for ten or more years, you might be able to collect social security benefits under your spouse's record after you are divorce. There are a few qualifications that you must deal with.The first issue to be addressed is the amount of time that you were married before the divorce. To collect social security benefits based upon your former spouse's earnings record, you must have been married...
There is a reason why New Jersey is referred to as "The Garden State." While the area may be known more now for it legacy in popular music (natives Bruce Springsteen and Frankie Valli are two lasting successes), New Jersey offers the visitor a lush landscape nestled against a bustling, scenic shoreline. For wine enthusiasts there is the opportunity to visit any number of vineyards dotted throughout the state.Alba Vineyard - Milford: Established in the heart of historic Fineville, a nearly 200-year-old barn stands to symbolize the old world charm of Alba Vineyards. Here visitors may sample a varied selection of whites and reds, from dry rieslings to bold pinots, and taste the fruits of other vines in...
Myths About Paddling/Corporal Punishment in...
Here are a few words of caution to parents who have children in schools that use violent punishments, a.k.a. paddling. They need to anticipate disingenuousness on the part of educators and administrators who typically do not invite dialog with the public on this topic. When drawn into discussions about "discipline," school officials are apt to trot out those familiar, well-rehearsed, stock responses, the purpose of which is to divert criticism and lull parents.MYTH - Corporal punishment is used only after all other means have failed and is governed by strict guidelines.FACT - The number of pupils beaten will always be grossly underestimated because school administrators are savvy enough to AVOID...
Divorce does have some effects on social security benefits. The basics are quite simple. If you are entitled to receive social security benefits based upon your own earnings record, you will, of course, be able to collect social security after divorce based on that earnings record. However, if you were married for ten or more years, you might be able to collect social security benefits under your spouse's record after you are divorce. There are a few qualifications that you must deal with.The first issue to be addressed is the amount of time that you were married before the divorce. To collect social security benefits based upon your former spouse's earnings record, you must have been married...
Tips for Taking the ACT
The ACT is a national college admission examination that consists of subject area tests in English, mathematics, reading, and science with an optional writing exam.The ACT includes 215 multiple-choice questions and takes approximately three hours and 30 minutes to complete with breaks (or just over four hours if taking the Writing Test). Actual testing time is two hours and 55 minutes (plus 30 minutes for the Writing Test).ACT results are accepted by all U.S. colleges and universities. The basic registration fee includes score reports for up to four college choices for which a valid code is listed at time of registration.The ACT can be an important factor in college education. Not only is it an...
Eating Well on a Travel Budget
When you're traveling it can be difficult to find good food at reasonable prices especially if you happen to be staying in a big city that has an established food and restaurant culture. When you're faced with a budget, you want to try and maximize your enjoyment per buck. If you want to eat well and sample the local cuisine for a budget price, you'll need to do a little research to find that perfect restaurant that offers a balance between quality and price.First, check with your hotel or hostel and inquire whether breakfast is included in your stay. In Europe many hotels provide breakfast. If you're hotel does provide breakfast, don't skip it in favor for paying for food elsewhere...
10 Tips for Effective Email Sales Letters
1. Write Your Objective - Before you write your sales letter, write down your marketing objective. Is it to generate inquiries about your products? Is it attract subscribers to your ezine? Is it to find a joint venture partner? Having an objective will help you focus your copy.2. Make A List Of Your Product's Benefits - How will it improve your prospect's life? How will it save them money or time? How will it make them more productive? Use the top three or four benefits in your email. Be specific and tone down the hype.3. Spend Time Creating Effective Subject Lines - Don't rush through this task. A subject line is the equivalent of a print headline. If it doesn't catch their attention right away, a...
Achieve the Appropriate Tone in Email
Tone is important in any form of communication. Are you using the appropriate tone when communicating with email?Email messages are different from typed letters. You can't be "too" formal in a letter. In an email, too formal looks silly. What's the appropriate tone for an email? -- slightly more casual than a letter. Yet, there is a fine line between being too casual and too formal.The attitude and culture of your company will dictate the amount of formality necessary. Meeting planners and hotels won't be as formal as a bank or law firm.As you compose the message, consider the person who will be reading it. Know your audience. It's easier if you are replying to a message. Then you simply...
You CAN Retire Successfully
All too often, I hear about people who retired and then returned to work because they had to in order to meet their living expenses or because they could not stand not having any purpose in their lives.To both those reasons, I say nonsense, you can retire, make ends meet and live with purpose If you really want too. I know, because I'm doing it. To be certain, in order to retire successfully, you must lay some ground work prior to doing it. In the following steps, I will tell you what I did and show you how I did it and finally, make some suggestions to tell you how you can do it too.1. You must decide if you really want to retire. Ever since we were young, just setting off in life, we've been...
America's Sports Car: The Chevrolet Corvette
One of the most classic American sports cars is the Chevrolet Corvette, which was first introduced in 1953. It was the first completely American sports car built by an American car company, which is why it is often referred to as "America's Sports Car".Today, Corvettes are manufactured in the city of Bowling Green, Kentucky, where they are created with great care. Though the main complaint with the car was its handling, Corvettes' handling has been continually improved to be on a par with popular European sports cars. However, they still remain relatively affordable, which is perhaps another one of the reasons why they continue to be such popular sports cars.Corvettes are also created to be far...
Payroll Kentucky, Unique Aspects of Kentucky...
The Kentucky State Agency that oversees the collection and reporting of State income taxes deducted from payroll checks is:Revenue Cabinet 200 Fair Oaks Lane Frankfort, KY 40601-1134 (502) 564-7287 requires you to use the Federal "K-4 Employee Withholding Exemption Certificate" form to calculate state income tax withholding.Not all states allow salary reductions made under Section 125 cafeteria plans or 401(k) to be treated in the same manner as the IRS code allows. In Kentucky cafeteria plans are not taxable for income tax calculation; taxable for unemployment insurance purposes. 401(k) plan deferrals are not taxable for income taxes; taxable for unemployment purposes.In Kentucky...
Planning to get online business degree is certainly the right choice. And coming to this decision is very simple. Anybody who is novice in the business field or people who are very qualified and knowledgeable but want to learn more, online business degree is just perfect for them. It has the extensive range of programs, personalized formatting, and suppleness. Online business world has many fields by which you can acquire any degree such as accounting general business, degree in marketing, leadership and in many other domains. These degrees are proffered in many collages. Three famous certified online collages are Kaplan University, Ashworth College and Walden University. For making up your mind...
Eating Well on a Travel Budget
When you're traveling it can be difficult to find good food at reasonable prices especially if you happen to be staying in a big city that has an established food and restaurant culture. When you're faced with a budget, you want to try and maximize your enjoyment per buck. If you want to eat well and sample the local cuisine for a budget price, you'll need to do a little research to find that perfect restaurant that offers a balance between quality and price.First, check with your hotel or hostel and inquire whether breakfast is included in your stay. In Europe many hotels provide breakfast. If you're hotel does provide breakfast, don't skip it in favor for paying for food elsewhere...
A Guide to Election Night for the Non-Political...
Even if you are not a political junkie like I am, you will still probably find yourself glued to your TV set on election night. Obviously, you'll be waiting to find out whether President George W. Bush will be elected or if Senator John F. Kerry of Massachusetts will become our 44th President. Will everything you see and hear that night be interesting? Will it even make sense to you? Well, if all you are interested in is finding out who wins, you may be in for a long and boring night. Volumes of information will be presented that night before a final winner is declared. However, if you know a few things to look for, all of that stuff might make a lot more sense and actually be interesting as well...
Stressing The Field of Interest in Post College...
Many students often struggle in selecting a topic for their post college admission essays, including MBA essays (or graduate school admission essay) as part of the requirements in gaining admission to a school of their choice. In most cases, the school itself will present a topic(s) for the post college admission essay which the student can expound on and this will become a good starting point or guideline for the post college admission essay, including MBA essays.In many instances, however, the student is left to fend for himself, where the admission essay questions posed are very general and open. In such cases, the applicant is left in the dark, not having an ounce of an idea on what to write...
Only a few days left before Churchill Downs hosts the 132nd Kentucky Derby on Saturday - May 6, the event also tagged as "the most exiting two minutes in sports." This year's race has a lot of very competitive contenders:A.P.Warrior, Barbaro, Bob and John, Brother Derek, Cause To Believe, Flashy Bull, Keyed Entry, Lawyer Ron, Point Determined, Sinister Minister and Steppenwolfer. That's my list - gee, I've almost mentioned all the contenders for the Kentucky Derby. Frankly, up to now, I haven't made up my mind on whom to bet on. These horses (not to mention the jockeys and trainers) have very oustanding records making each worthy to go down in history as the 132nd Kentucky Derby winner...
Divorce does have some effects on social security benefits. The basics are quite simple. If you are entitled to receive social security benefits based upon your own earnings record, you will, of course, be able to collect social security after divorce based on that earnings record. However, if you were married for ten or more years, you might be able to collect social security benefits under your spouse's record after you are divorce. There are a few qualifications that you must deal with.The first issue to be addressed is the amount of time that you were married before the divorce. To collect social security benefits based upon your former spouse's earnings record, you must have been married...
A Fun College Application Essay Will Be Remembered
There are lots of mind-boggling questions swirling around students' minds, as they hold their pen and wonder what to write for a piece of paper called College Admission Essay. Some of the questions that bother them are the following: what is the style of writing they should adopt for this specific kind of essay, what is the tone to use, and what topic to talk about. The students are really interested in knowing what the admission officers would like to read in a College Application Essay. For them, hitting the bull's eye with their College Application Essay will definitely increase their chances of admission to their desired university. Entrance to a top university is a tough competition that one...
14 Tips for Learning Foreign Languages
Depending on the language you want to learn there may be thousands of books, CD's or tools out there (if you're lucky) to help you learn the language. Don't run out and buy anything just yet.1. First you should do some research. Research the books, and materials best suited to your needs. How do you do that? Well the easiest way is to go online and visit the largest shopping sites that sell books, CD's and multimedia; customers often leave feedback on items they have bought. Read the feedback and quite quickly you should be able to determine what books or materials are best suited to your needs. On the other hand, you may not need to buy anything at all. Some libraries have a foreign language...
College Interview - What to Expect
College interviews are another chance for you to tell the admissions officers more about yourself. You will want to take the interview seriously, because it helps paint a better picture of you as a student...
Social Security Benefits After Divorce
Divorce does have some effects on social security benefits. The basics are quite simple. If you are entitled to receive social security benefits based upon your own earnings record, you will, of course, be able to collect social security after divorce based on that earnings record. However, if you were married for ten or more years, you might be able to collect social security benefits under your spouse's record after you are divorce. There are a few qualifications that you must deal with.The first issue to be addressed is the amount of time that you were married before the divorce. To collect social security benefits based upon your former spouse's earnings record, you must have been married...
Real Estate Training Guide - How to Become a...
Real estate training is essential for the people who want to become a successful real estate broker. It helps them to learn all about real estate business. Real estate business requires some time, some basic knowledge of the business and skill to perform all transactions. Real estate business will be one of the good carriers for a hard working person. Real estate training suggests them all the ways to achieve their goals.License is the basic requirement to become a real estate agent. Even it is an essential thing to conduct real estate business. Real estate Internet is the best option to join real estate business. Some states provide online training courses that will help you to complete pre-license...
Relationship Advice: Grieving Before Going On
Q. I got married for the first time when I was 20, and it lasted less than two years when my wife left me for another guy. The day my divorce was final, I left for college and have not spoken about it since. Now, five years later, I've just graduated college, started a great job and will be marrying the woman of my dreams within the year. I should be happy and excited about my future, but I find myself getting more and more depressed, and now I'm even scared to get married. What in the world is wrong with me?A. You didn't use these words, but I think you're asking: "How can I be feeling this way?"My question to you is: How could you not be feeling this way?You got married at 20, an age when most of...
Steps To Become Eligible For Your Dream Career
The number of college graduates has increased dramatically over the past 40 years. In 1997, for example, 30.2% of men and 28% of women entering the work force had College degrees. The percentages have continued to increase. While college students with degrees aren't exactly a dime a dozen, the stand alone value of their degrees has decreased. Now a degreed worker has more College educated competition than ever before. It is important to have the right college degree. This means understanding what you must study in College before you actually get there. You need to have an idea of what the job market is going to be like four years in the future when you graduate. If, for instance, you wanted to be a...
As you start high school, plan activities and sports that will make you look your best to the college you eventually want to attend. If you have many talents and interests, be sure to keep your grades up, and achieve at high levels in your activities.Starting in the 9th grade and working through the 12th grade, some of the special classes and activities that show you have special talents and abilities include:WritingJoin the staff of the yearbook or the school newspaper staff. Enter writing and essay contests. Compose speeches for contests and debate tournaments.Art, photography and DramaEnroll in special design, drawing, painting, ceramic, and pottery classes. Act in school plays, musicals, and in...
Eating Well on a Travel Budget
When you're traveling it can be difficult to find good food at reasonable prices especially if you happen to be staying in a big city that has an established food and restaurant culture. When you're faced with a budget, you want to try and maximize your enjoyment per buck. If you want to eat well and sample the local cuisine for a budget price, you'll need to do a little research to find that perfect restaurant that offers a balance between quality and price.First, check with your hotel or hostel and inquire whether breakfast is included in your stay. In Europe many hotels provide breakfast. If you're hotel does provide breakfast, don't skip it in favor for paying for food elsewhere...
Your teenager faces several areas of peer pressure during his or her high school years. What makes it even harder for your teenager is that most parents do not understand the depths to which these pressures go.Cigarettes and AlcoholCigarettes and alcohol more than likely will be among the first areas which your teenager will have to face peer pressure. With movies and television flashing images of underage smoking and drinking, most teenagers are shown only the more enjoyable and funny sides of these habits.High school years are very competitive, and where your teenager stands on the popular scale with the rest of his or her peers is very important. To be considered a "looser" is one of the...
Horse Theme Kentucky Derby
A great way to entice the horse lover in the family is by having a Kentucky Derby themed party. In so many parts of this country and around the world, horses are a big part of life. The excitement of the race, the thrill of the win, the beauty of the sport; horse racing draw us in and holds us in an irreversible state of ecstasy. How can you bring the magic of the track to your party? At the track the winner of the race is lead into the winner's circle and gets a large bunch of red roses placed around its neck. Decorate the party with red roses in bunches around the room. The roses can be real or silk. If the roses are silk, spray them with the sent of roses. They will appear more realistic...
Many students often struggle in selecting a topic for their post college admission essays, including MBA essays (or graduate school admission essay) as part of the requirements in gaining admission to a school of their choice. In most cases, the school itself will present a topic(s) for the post college admission essay which the student can expound on and this will become a good starting point or guideline for the post college admission essay, including MBA essays.In many instances, however, the student is left to fend for himself, where the admission essay questions posed are very general and open. In such cases, the applicant is left in the dark, not having an ounce of an idea on what to write...
Why Are Successful Entrepreneurs So Darn Lucky!
What is your definition of the word "luck", not the Webster's Dictionary definition, your definition? Is it being in the right place at the right time? Picking the right dealer in a casino? Turning up at a party where you meet your current wife (could be good or bad luck)?Entrepreneurs seem to be so lucky, so often. People see their success and attribute much of their good fortune to luck. What luck that they thought the idea would work. The luck of the Irish for old Doyle, don't you think? It was his great good luck to file that patent when he did.The passengers in life attribute so much of fate and successful outcomes to random luck. "Lightning strikes for others, just never me," is a bromide...
School ERP verses Stand Alone Applications
(This report is based on the survey with Schools EDP officers handling school ERP and Other software in school)Definition of School ERP: A single software managing all aspects of schooling without redundancy and proper inter module data exchange. The data is managed centrally.The moment we think about school automation we think of multiple software, one for fee, another software for library and so on. Carefully looking at the school we will easily conclude that a educational institute is a complete city within itself. We have functionality starting from HR to finance and a lot of other issues. From school inventory, tuck shop, examinations we have to manage a lot. So trying to implement automation...
Hazing: Child Play or Violent Crime?
On a startling Court TV program, Al Roker investigated the horrors of 'hazing' reportedly not only in College sororities and fraternities, but even in high schools across the country. The program was extremely revealing and shocking as it provided a weatlh of information regarding so-called Greek 'hazing' rituals carried out across this Nation. Unfortunately, hazing is a predominant force among colleges, schools, military and even church groups, that it is blatantly out of control. Often, supposed 'leaders' or participants of hazing are sadly protected by 'frat brothers & sisters,' school coaches, and are rarely prosecuted for hazing incidents - even those involving death. The horrors of hazing are...
Louisville realtors, investors and debtors facing foreclosure ask me from time to time how short sales work. Consider this a primer.I recently brokered the sale of a house for $85,000 to an investor. The house appraised for $120,000, giving the investor substantial immediate equity. The lender took a $60,000 loss. The owner/seller was forced to sell his house, for which he received not one red cent, and had to move into rental. How is it that all parties walked away from the closing table satisfied?!In the beginning... When a home owner owes his lender more than he has borrowed, he's said to be "upside down on his mortgage". This can come about in many ways, the principal amongst them occurring...
The Three Most Powerful Strategies Ever Created...
Consistent MarketingEven in this age of electronic commerce, direct marketing is the only advertising medium, which continues to outpace both print and broadcast in sales. That's because it still works!However, very few companies know how to use direct mail effectively.According to Murray Raphel, author of "Up The Loyalty Ladder," "Dollar-for-dollar, nothing provides a better return on investment than direct mail and it doesn't matter what product or service you sell."Think about it. A personal letter is the most powerful tool you can employ to easily build a one-on-one relationship with every one of your customers, on a continuous basis, day after day, year after year. With the advent of...