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Article #11: Playing And Winning The Financial Aid Game

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OK, you don't have a 4.0 GPA, you're not their tuition revenue in the form of
the senior class president, you can't institutional financial aid. When these
throw a football fifty yards, and your funds are factored in, private colleges
SAT scores aren't generating letters or may ultimately be little or no more
phone calls from Harvard, Yale or expensive for some students to attend
Princeton. So, you'll never qualify for a than public colleges and universities
college scholarship, right? with lower published fees.
Not necessarily! There are lots of If you can demonstrate financial need, as
scholarships, and other kinds of established by your answers on the
financial aid for which you might FAFSAform at , you may want to apply to
qualify. Some colleges may offer you at least a few colleges which meet 100%
academic grants with a GPA of 3.0 and SAT of demonstrated financial need and do so
scores of 1000. Ashland University offers with a reasonable proportion of gift aid
scholarships to twins. Many church to self-help aid (loans and/or work-study
affiliated colleges offer grants to funds). Take note that although some
students who are members of their relatively small number of colleges will
religious denomination. And that's just meet the full need of all enrolled
the beginning. students, many more will be far more
If you are the son or daughter of a likely to meet or nearly meet the full
military veteran, if either of your need of stronger students.
parents work for a major corporation, if To position yourself well to be a
your mother or father is a member of a competitive candidate for scholarships,
fraternal or civic organization, or if students should take the most challenging
you are preparing for a career in a classes available, work diligently to
particular profession, there may be learn as much as possible (not just to
substantial scholarships for which you get grades), and get involved in
can apply, even if you're not a top co-curricular, community, charitable and
student or student leader. or public service activities. Here's a
Are you good at writing essays? If you good rule of thumb for all students; the
are, your writing skills may be the more you have to offer the more you're
ticket to a scholarship. There is even a likely to be offered.
scholarship for students who agree to Remember three words...research,
abstain from using tobacco and alcohol research, and research. The more time you
while in college. spend investigating scholarship
You may even qualify for a scholarship opportunities, the more likely you are to
because of where you live, your last find scholarships for which you may be
name, your ethnic heritage or race, or a eligible.
disease or handicapping condition you may Don't let anyone discourage you. There
have. Get the idea yet? There are all are lots of people "out there," including
kinds of scholarships, grants, and some educators, who are inadvertently
financial aid programs out there. Some spreading their serious misconceptions
require economic need or have other about who may qualify for financial aid
restrictions, others do not. and what is required to do so. Most
You can search through hundreds of important of all, do not fail to
thousands of possible scholarships investigate or apply to a college you
(free!) in more than twenty different like because you think it is too
data bases at While you're there, you expensive. That is one of the most common
can sign up for a free email newsletter and worst mistakes a family can make.
with articles on college admission, Remember, you never know what kinds of
scholarship and financial aid programs, scholarships and/or financial aid you
college survival tips, and income might receive.
opportunities for college students. However, just like you should have "fall
At you'll find scholarships given by back" or "safety" colleges in case you
individual college to all enrolled are not admitted to your first choice
students meeting the listed criteria. institutions, you should choose and apply
Student-athletes may visit to find the to colleges that will be affordable if
information needed to secure an athletic you do not receive the financial
scholarship (or an opportunity to compete assistance for which you hope.
in a Division III or other Obvious as it may be, I feel obligated to
non-scholarship program). remind you to pay attention to details
Don't forget your school counselor, as he and deadlines when applying for
or she can be a great source of scholarships because so many students
information about local scholarship fail to do so. I could hardly believe it
sources. In fact, most high school when an independent educational counselor
guidance offices maintain a list of who probably earns in the neighborhood of
locally based scholarships. Parents and $1,000 for helping a student identify and
students would be well advised to explore gain admission to appropriate colleges
the range of scholarships for which they asked (on an email list serve) how many
may qualify as early as the ninth or words above the limit one of her
tenth grade so they can plan to meet the counsulees could go on his college
requirements of as many as possible. application essay. Don't make the mistake
You should be aware that many private that she did by assuming there will be no
colleges offer substantial scholarships penalty if you "come close" to the
and grants in order to be more requirements or are "only a few days
competitive with lower cost public beyond the deadline". If you don't pay
institutions and/or attract students who attention, be prepared to pay for your
might otherwise enroll elsewhere. These mistakes.
monies are often offered to students with But, do it right and you have a great
very little or no demonstrated financial chance of getting some scholarship and or
need. In fact, many private colleges financial aid help. Good luck.
frequently "rebate" 30%-35% (or more) of






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