Kentucky and colleges resource


Playing And Winning The Financial Aid Game

OK, you don't have a 4.0 GPA, you're not thecolleges frequently "rebate" 30%-35% (or
senior class president, you can't throw amore) of their tuition revenue in the form of
football fifty yards, and your SAT scoresinstitutional financial aid. When these funds
aren't generating letters or phone calls fromare factored in, private colleges may
Harvard, Yale or Princeton. So, you'll neverultimately be little or no more expensive for
qualify  for  a  college  scholarship, right?some students to attend than public colleges
and  universities  with lower published fees.
Not necessarily! There are lots of
scholarships, and other kinds of financialIf you can demonstrate financial need, as
aid for which you might qualify. Someestablished by your answers on the FAFSAform
colleges may offer you academic grants with aat , you may want to apply to at least a few
GPA of 3.0 and SAT scores of 1000. Ashlandcolleges which meet 100% of demonstrated
University offers scholarships to twins. Manyfinancial need and do so with a reasonable
church affiliated colleges offer grants toproportion of gift aid to self-help aid
students who are members of their religious(loans and/or work-study funds). Take note
denomination.  And that's just the beginning.that although some relatively small number of
colleges will meet the full need of all
If you are the son or daughter of a militaryenrolled students, many more will be far more
veteran, if either of your parents work for alikely to meet or nearly meet the full need
major corporation, if your mother or fatherof  stronger  students.
is a member of a fraternal or civic
organization, or if you are preparing for aTo position yourself well to be a competitive
career in a particular profession, there maycandidate for scholarships, students should
be substantial scholarships for which you cantake the most challenging classes available,
apply, even if you're not a top student orwork diligently to learn as much as possible
student  leader.(not just to get grades), and get involved in
co-curricular, community, charitable and/or
Are you good at writing essays? If you are,public service activities. Here's a good rule
your writing skills may be the ticket to aof thumb for all students; the more you have
scholarship. There is even a scholarship forto offer the more you're likely to be
students who agree to abstain from usingoffered.
tobacco  and  alcohol  while  in  college.
Remember three words...research, research,
You may even qualify for a scholarshipand research. The more time you spend
because of where you live, your last name,investigating scholarship opportunities, the
your ethnic heritage or race, or a disease ormore likely you are to find scholarships for
handicapping condition you may have. Get thewhich  you  may  be  eligible.
idea yet? There are all kinds of
scholarships, grants, and financial aidDon't let anyone discourage you. There are
programs out there. Some require economiclots of people "out there," including some
need or have other restrictions, others doeducators, who are inadvertently spreading
not.their serious misconceptions about who may
qualify for financial aid and what is
You can search through hundreds of thousandsrequired to do so. Most important of all, do
of possible scholarships (free!) in more thannot fail to investigate or apply to a college
twenty different data bases at While you'reyou like because you think it is too
there, you can sign up for a free emailexpensive. That is one of the most common and
newsletter with articles on collegeworst mistakes a family can make. Remember,
admission, scholarship and financial aidyou never know what kinds of scholarships and
programs, college survival tips, and incomeor  financial  aid  you  might  receive.
opportunities  for  college  students.
However, just like you should have "fall
At you'll find scholarships given byback" or "safety" colleges in case you are
individual college to all enrolled studentsnot admitted to your first choice
meeting  the  listed  criteria.institutions, you should choose and apply to
colleges that will be affordable if you do
Student-athletes may visit to find thenot receive the financial assistance for
information needed to secure an athleticwhich  you  hope.
scholarship (or an opportunity to compete in
a Division III or other non-scholarshipObvious as it may be, I feel obligated to
program).remind you to pay attention to details and
deadlines when applying for scholarships
Don't forget your school counselor, as he orbecause so many students fail to do so. I
she can be a great source of informationcould hardly believe it when an independent
about local scholarship sources. In fact,educational counselor who probably earns in
most high school guidance offices maintain athe neighborhood of $1,000 for helping a
list of locally based scholarships. Parentsstudent identify and gain admission to
and students would be well advised to exploreappropriate colleges asked (on an email list
the range of scholarships for which they mayserve) how many words above the limit one of
qualify as early as the ninth or tenth gradeher counsulees could go on his college
so they can plan to meet the requirements ofapplication essay. Don't make the mistake
as  many  as  possible.that she did by assuming there will be no
penalty if you "come close" to the
You should be aware that many privaterequirements or are "only a few days beyond
colleges offer substantial scholarships andthe deadline". If you don't pay attention, be
grants in order to be more competitive withprepared  to  pay  for  your  mistakes.
lower cost public institutions and/or attract
students who might otherwise enrollBut, do it right and you have a great chance
elsewhere. These monies are often offered toof getting some scholarship and or financial
students with very little or no demonstratedaid help. Good luck.
financial need. In fact, many private



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