College Financial Aid - Comparing the Federal and College Board Financial Aid Applications

Unless you're very wealthy, when you apply forand other educational organizations. This is the same
college you need to explore financial aid opportunities.organization that administers the SAT tests.
But the process can seem confusing, and before youThe College Board administers the CSS / Financial Aid
seek the assistance of your college financial aidPROFILE (or as most people say, the CSS Profile). It is
advisor you should know how the system works.similar to the FAFSA but the information is used
Two of the terms you will hear are "FAFSA" anddifferently. Schools use the CSS Profile information to
"CSS Profile." Both are applications that you fill out withdetermine how much non-federal financial aid you will
your financial and personal information. The informationreceive. This includes institutional grants and
is used by the college to help determine how muchscholarships - that is, money that the college basically
financial aid you will receive. But what's the difference?pays to itself to help you lower your cost of
Do you have to submit both?attendance (COA). Your COA will include tuition, room
FAFSAand board, books, travel expenses, and other
The Free Application for Federal Student Aid (knownexpenses associated with attending college.
as the FAFSA) is a form that you fill out annually toThe CSS Profile is an Internet-based application
determine your eligibility for federal student financial aidsystem. There is a charge to fill out the CSS Profile
including Pell grants, Stafford loans, PLUS loans, andapplication - an initial fee of $25 that includes sending
work-study programs. The program is administered byyour application to one school, plus a fee of $16 for
Federal Student Aid, which is an office of the U.S.every additional school or college that you want your
Department of Education. Its mission is to ensure thatinformation sent to.
all eligible individuals can benefit from federally fundedWhich Colleges Use the CSS Profile?
or federally guaranteed financial assistance for collegeAlmost 600 colleges, universities, graduate schools, and
education. The form is available online at the FAFSAprofessional schools use the information collected on
website. As its name implies, the application is free. Itthe CSS Profile to determine eligibility for nonfederal
may be filled out either on paper or online.student aid funds. Many private colleges, which have
Most accredited career colleges are eligible toinstitutional financial aid funds, rely upon the CSS Profile
administer federal Title IV education grants, and theyto assist them in determining how much institutional
will ask you to fill out the FAFSA before your firstfinancial aid to award. It is likely that a private college
tuition payment is due.will ask students to complete both the FAFSA and the
The CSS / Financial Aid PROFILECSS Profile applications.
The College Board is a not-for-profit membershipMany career colleges and public universities do not
association whose mission is to connect students tohave institutional funds to distribute, and these schools
college success and opportunity. The associationmay not require the CSS Profile.
includes more than 5,400 schools, colleges, universities,How Is the Information Used?