| Kentuckians pay on average more than $900 a | | | | |
| year for automobile insurance, and most are | | | | Collision- pays for repairs to your car after |
| paying too much. Here's how to get cheap | | | | an accident, regardless of who was at fault. |
| Kentucky automobile insurance with a | | | | If you're financing or leasing a new car your |
| reputable company. | | | | dealer will require this insurance. |
| | | | |
| Kentucky Automobile Insurance Requirements | | | | Comprehensive - pays for repairs to your car |
| | | | after it's been damaged by anything other |
| Kentucky is a no-fault state, meaning that | | | | than a collision - fire, vandalism, theft, |
| your insurance company will pay for your | | | | storms, or hitting an animal. This coverage, |
| injury claims, up to a certain amount, no | | | | too, is required by most dealers. |
| matter who caused the accident. Kentucky auto | | | | |
| insurance laws state that you must carry the | | | | Personal injury protection - pays your |
| following minimum amounts of liability | | | | medical bills and your passenger's medical |
| insurance to drive in the state: | | | | bills after an accident. |
| | | | |
| 1. $25,000 worth of bodily injury liability | | | | Uninsured motorist - pays for damages to your |
| coverage to pay for the other person's | | | | car when the accident was caused by |
| medical bills when you're found to be at | | | | uninsured, underinsured, or hit-and-run |
| fault in an accident. | | | | drivers. |
| | | | |
| 2. $50,000 worth of bodily injury liability | | | | Cheap Kentucky Automobile Insurance |
| coverage to pay for all other persons' | | | | |
| medical bills when you're found to be at | | | | To insure that you're getting the cheapest |
| fault in an accident. | | | | rate with a reputable company, visit an |
| | | | insurance comparison website. There you can |
| 3. $10,000 worth of property damage liability | | | | get multiple quotes from A-rated companies so |
| coverage to pay for damage to the other | | | | you can compare them and choose the best one. |
| person's car or personal property when you're | | | | |
| found to be at fault in an accident. | | | | The best of these sites have an articles |
| | | | section where you can get more money-saving |
| The above liability insurance is all the law | | | | tips, and an online chat feature where you |
| requires. However, if you want full | | | | can get answers to your questions from an |
| protection you should include the following | | | | insurance expert (see below). |
| coverages in your policy: | | | | |